Terms of Service
Talton Agency, LLC
Effective date: September 23, 2026

These Terms of Service (“Terms”) govern your use of the website, contact forms, and related online services of Talton Agency, LLC (“Talton Agency, LLC,” “we,” “us,” or “our”). They also describe the SMS text messaging program if you opt in.

By using this website, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the site.

Contact us
Talton Agency, LLC
12103 Heatherwick Dr
Cypress, TX 77429
(281) 379-5400
Texas license #: 3522877

Who we are

Talton Agency, LLC is a licensed Texas insurance agency. We help individuals, families, and businesses review insurance options through appointed carriers. Products are offered only where the agency and producer are licensed and appointed.

This website is owned and operated by Talton Agency, LLC. It is not a carrier-owned website. Insurance products, if purchased, are issued by the insurance company named on the policy, not by this website.

Website use

You may use this website to learn about our services, request a quote, request policy service, or contact the agency. You agree to provide accurate information and to use the site only for lawful purposes.

We may change, suspend, or discontinue any part of the site at any time. Content on the site is general information. It is not a quote, a binder, or a policy unless we separately confirm that in writing or an insurer issues a policy.

Insurance quotes and coverage

A request submitted through this website is a request for information or service. It is not an application until we or an insurer treat it as one. Quotes, availability, eligibility, coverages, features, limits, deductibles, and discounts vary by carrier and underwriting. We do not guarantee that any particular price, discount, or coverage will be offered.

No coverage exists until a policy is issued or a binder is confirmed by the insurer. You are responsible for reviewing policy documents and confirming that the coverage meets your needs.

SMS Terms of Service

If you consent to receive informational, and promotional SMS from Talton Agency, LLC, you agree to receive quote follow-up, appointment reminders, policy and account notifications, customer care, and marketing SMS from us.

Reply STOP to opt-out; Reply HELP for support; Message and data rates may apply; Messaging frequency may vary. Visit our Privacy Policy to see our Privacy Policy and these terms and conditions.

You can opt out any time by texting STOP. For assistance, text HELP or visit this website or call (281) 379-5400. Consent is not a condition of purchase and is not required to submit a quote or service request. Opting out of texts does not cancel an insurance policy.

You represent that you are the authorized user of the mobile number you provide. You agree to notify us if that number changes.

How to opt in

You may opt in by checking the optional SMS box on our website form, or by another method we describe at the time of consent, such as a signed written consent card. The SMS box on the website form is optional and is not pre-checked.

Standard SMS replies

Opt-in: Talton Agency, LLC: You are opted in to quote, service, and appointment texts. Msg frequency varies. Msg & data rates may apply. Reply HELP for help, STOP to cancel.

HELP: Talton Agency, LLC: For help call (281) 379-5400. Reply STOP to cancel. Msg & data rates may apply.

STOP: Talton Agency, LLC: You are unsubscribed and will no longer receive text messages. Reply START to opt back in.

Privacy

Our collection and use of personal information, including mobile numbers and SMS consent, is described in our Privacy Policy. No mobile opt-in or text message consent will be shared with third parties or affiliates.

Intellectual property

The site content, layout, and marks belonging to Talton Agency, LLC are owned by Talton Agency, LLC or used with permission. You may not copy or use them for commercial purposes without our written permission. Third-party names and marks belong to their owners.

No warranty

The website is provided as is. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components. Insurance information on the site may change.

Limitation of liability

To the fullest extent allowed by law, Talton Agency, LLC is not liable for indirect, incidental, special, or consequential damages arising from use of the website or from SMS messages you requested or consented to receive. This does not limit rights you may have under an insurance policy issued by an insurer, or rights that cannot be waived under Texas law.

Third-party sites

The website may link to other sites, including carrier sites. We are not responsible for those sites or their privacy practices.

Governing law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules. Venue for disputes relating to the website or these Terms is in the state or federal courts serving Harris County, Texas, unless applicable law requires otherwise.

Changes to these Terms

We may update these Terms from time to time. The effective date at the top of this page will change when we do. The current version will be posted on this page.

Contact

Talton Agency, LLC
12103 Heatherwick Dr
Cypress, TX 77429
(281) 379-5400