Katy, Texas

Katy insurance that keeps up with Katy

Katy has grown from a rice-farming town into one of the busiest family suburbs in Texas, with Cinco Ranch, Cane Island, Elyson and more filling in along I-10 and the Grand Parkway.

We're a short drive away in Cypress and help Katy families bundle home and auto, cover teen drivers heading to Katy ISD schools, and protect the small businesses along Mason Road and the Katy Freeway.

Or call or text (281) 379-5400

Coverage for Katy

Every line, one local agent

One local agent with access to many carriers, led by Farmers, Bristol West and Foremost. We've been helping Texans for 25+ years, and we're licensed only in Texas, so Texas is all we do.

Local risks

Katy-specific risks we plan for

Prairie flooding

Much of Katy sits on flat prairie near the Addicks and Barker reservoirs and Cypress Creek watershed. We help you weigh flood coverage, which a home policy doesn't include.

Hail and wind

Spring storms rolling in from the west bring hail and straight-line winds. We review roof coverage and wind/hail deductibles line by line.

I-10 congestion

The Katy Freeway is one of the widest highways in the country and one of the busiest. Higher liability limits and uninsured motorist coverage are worth a look.

FAQ

Katy insurance questions

Are Katy home insurance rates higher near the reservoirs?

Carriers look at location, elevation, roof age and claims history. Flood risk mainly affects flood insurance pricing, which we can quote separately.

Can I bundle home and auto in Katy?

Yes. Bundling is one of the most common ways to save, and we compare bundles across several carriers, not just one.

Do you insure small businesses in Katy?

Yes. We quote general liability, commercial auto, workers' comp and business owner's policies for Katy businesses.